However, you can use a fake bank statement template for your own personal use to compare with the one received by your bank. It isn’t possible to make your own bank statement template and use it as an official document. In short, it provides you with a summary of all the transactions that have occurred within a month or particular time period.Your starting balance, ending balance, the date of the statement, completed transactions, details of the customer, and other relevant information are also mentioned on it.This financial document represents all monthly activities in the account such as deposits, withdrawals, service charges, and earned interests.

They issue it to all of their account holders. This statement is monthly made by the banks.Some important features of a bank statement are as follow You must ensure that it is not a fake bank statement. Thus, it is a very important financial document so be careful when you receive it. This document also serves as your proof of address. Usually, the banks use it to advertise their plans, products, and financial schemes. With the help of a bank statement, you can learn different types of bank schemes.

Also, when you have confirmed the balance in your account through a statement, you can easily issue checks as payment for the items you want to purchase. Hence, by knowing your financial status, you can plan your expenses accordingly. It helps you to make yourself aware of your financial status. You can get all information about your account via this document. A specific amount is mentioned on it which you have paid or received within a particular period. This financial document has great importance as it provides you information about the remaining funds in your account. You may also like Direct Deposit Authorization Form.ĭownload Template (40 KB) Importance of a bank statement: the closing balance of the current month. opening balance from the previous month, and ends with the most recent transaction i.e.

Moreover, the bank statement usually starts with the date of your last transaction i.e.

However, some people prefer paper bank statements so that they can keep this document in their files and use it when needed.īasically, it is the standard method of banks to provide an overview of all the transactions. Mostly bank sends this statement via email in the form of a written document. The statement includes the transactions such as deposits, withdrawals, debit, and credit. From your bank or other financial institutions, you can get a bank statement template.

6 The advantages of the bank statement:Ī bank statement is a summary of financial transactions that have happened over a particular period of time.

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